Stewards Canada has three funds sources which are used to make mortgage loans. They are:

 

Demand Variable Rate Bonds:
Investors who wish to support the work of Stewards Canada while making a rate of return are issued bonds carrying a variable interest rate. The current rate on Stewards Canada Demand Variable Rate Bonds is 4.0%. The bonds are redeemable at any time at the discretion of the bondholder.

If you wish to invest in Stewards Canada bonds, please click on the following link: Demand Variable Rate Bond Order Form

 
Registered Retirement Savings Plan (“RRSP”):
Stewards Canada operates a RRSP, registered with the Canada Revenue Agency, for Christians who want to invest for retirement and obtain a receipt for reducing their taxable income. This is a unique investment opportunity that allows for a steady pension investment return, backed by mortgage-based securities.


The rate of return of the Stewards RRSP for the past five years has been as follows:

2007 calendar year         –     5.8%
2006 calendar year         –     5.9%
2005 calendar year         –     5.7%
2004 calendar year         –     6.1%
2003 calendar year         –     6.2%
2002 calendar year         –     5.2%
2001 calendar year         –     4.9%
2000 calendar year         –     5.9%  
 

 
For those who wish to contribute to a Stewards RRSP, funds can be contributed directly into the plan, or existing plans with other sponsors can be transferred to the Stewards RRSP.
 
If you wish to invest in a Stewards Canada RRSP, please click on the following link: Stewards Canada RRSP Application Form
 
If you wish to transfer your RRSP to Stewards Canada, please click on the following link: RRSP and RRIF Transfer Form
 
 
Registered Retirement Income Fund (“RRIF”):
Stewards Canada also operates a RRIF, registered with the Canada Revenue Agency, for Christians who want to begin withdrawing periodic payments from their previously-invested RRSP funds. The Stewards RRIF is also backed by mortgages which support the growth of Brethren assemblies. The Stewards RRIF enjoy steady growth and are not subject to the fluctuations common to equity markets.
 
The rate of return of the Stewards RRIF for the past several years has been as follows:
 
2007 calendar year         –     5.9%
2006 calendar year         –     3.0%
2005 calendar year         –     4.2%
2004 calendar year         –     4.4%
2003 calendar year         –     5.5%
2002 calendar year         –     5.5%
2001 calendar year         –     4.9%
2000 calendar year         –     5.9%
 
For those who already have a RRIF, funds can be transferred from the existing sponsor to the Stewards RRIF.

If you wish to invest in a Stewards Canada RRIF, please click on one of the following links:
Stewards Canada RRIF Application Form (English) 
Stewards Canada RRIF Application Form (French)

If you wish to transfer your RRIF to Stewards Canada, please click on the following link:  RRSP and RRIF Transfer Form

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