Joy is responsible for the daily management of all Stewards Canada operations, including business relationships with its investors, borrowers, and third-party service providers. Growing up in the GTA, Joy attended a Stewards Canada funded church, which ultimately had a profound impact on her upbringing and direction throughout her childhood to adult life. Joy, her husband and two children attend Sanctus Church in Bowmanville. Joy continues to be an active participant and volunteer in various ministries at her church. Joy graduated from Queen’s University in 2007 and started her career in the banking industry. Joy excelled through roles in sales and service, relationship management, and Branch Management. Following her banking career, Joy transitioned into the Non-Profit Sector, to provide financial, HR and leadership to an anti-human trafficking organization, which was founded by members from her church who had returned from a mission’s trip to India. Joy then spent time with a Toronto firm in the Executive Recruitment industry for charities and non-profit organizations. There Joy provided leadership to a team of consultants to find top talent for Charities and Non-profits and managing the client relationships. Joy has a passion for local missions, relationships and partnering with what God is already doing around us! Joy is energized by this opportunity to support the local church in practical ways, so they may fulfill their God-given mission. Joy would welcome the opportunity for a conversation with you. Please reach out to her directly: joy@stewardscanada.org.

Rebecca Adrian joined the Stewards in 2023. Born and raised in the Kawartha Lakes area she attended Knox Christian school and was baptized at 16. Rebecca attended the Ontario Tech University and obtained her Hons Bachelor of Commerce with a focus in accounting. She subsequently obtained her CPA, completed CPA Ontario’s three year In Depth Tax program and now works as a domestic tax specialist at Grant Thornton LLP. Rebecca has served on several Boards including the Kawartha Wildlife Centre and Peterborough Regional Health Centre. She lives in the Kawartha Lakes area with her husband and son and attends Bethel Evangelical Missionary Church in Lindsay Ontario.

Born and raised in Ajax, Mark Cretney came to know the Lord at a young age while attending ForestBrook Bible Chapel (Pickering). Mark graduated from Queen’s University in 2005 with a BA. Mark and his wife Alanna were married in 2007 and began attending Carruthers Creek Community Church, Ajax (C4). Mark actively served in a variety of roles in Youth Ministries, including teaching, preaching, and small-group leader. Mark, Alanna and their three children – Daniel (7), Madelyn (4) and Sam (2) – recently moved to Cobourg and are attending Fellowship Baptist Church. Since graduating Mark has worked in a number of different roles within Capital Markets. Mark worked on a Retail Trading desk covering a wide range of products including Equities, Bonds and FX, and the markeplace regulator, IIROC, before moving to a large Canadian bank where he currently works in the Finance Department supporting Capital Markets. Mark is currently pursuing his CPA.

Terry Cretney joined the Stewards Canada Board of Directors in 2015. Terry was born in Belleville, Ontario and accepted Christ as his Saviour when he was 19 years old while attending university. His career has taken him to a variety of cities across Canada and so, he has fellowshipped at Belleville Bible Chapel, Union Street Gospel Chapel (Kingston), Rideauview Bible Chapel (Ottawa), Faith Gospel Chapel (Toronto), Devine Street Gospel Chapel (Sarnia); Shoreacres Bible Chapel (Burlington); Bethany Chapel (Calgary); Brockview Bible Chapel (St. Catharines) and Forest Brook Bible Chapel (Ajax). Terry has served in a variety of ministries including Sunday School teacher, speaker, treasurer, Awana youth leader and, for over 25 years, as an elder at Forest Brook, many of those years as chair of the board. He has previously served as a board member for Scripture Union, as registrar for a youth conference held for a number of years in Port Hope, has been active in the Billy Graham crusade in Calgary and assisted in fundraising activities for the Franklin Graham Festival of Hope in Toronto. Terry graduated from Queen’s University in 1972 with an Honours Bachelor of Commerce degree. He has completed the Canadian Securities course and is a retired CPA, CGA. He has held a variety of positions in accounting and finance including auditor, accountant, chief financial officer and, for the last 20 years of his career, treasurer for HSBC Financial Corporation Limited and chair of the company’s pension committee. His work in the financial markets has made him knowledgeable in monetary policy and the Canadian economy. Terry has been married to Diane since 1975 and they have four grown children. Terry and Diane retired in 2012 and currently reside in Port Hope, ON. They currently attend Fellowship Baptist Church in Cobourg.

David DiMarco joined Stewards Canada as a Director in October 2014. David was born, raised and has lived his entire adult life in the Greater Toronto Area. David trusted Christ as his Saviour at age 18 and shortly thereafter was received into the fellowship of the Mimico Gospel Hall (today known as Applewood Gospel Hall) where he was active in the children’s ministries. He also served as the assembly treasurer for a number of years before he moved with his family to the Milton Gospel Hall. He continues to be active in that assembly and in its prison ministry. David is the treasurer of Joy Bible Camp, Bancroft ON and was director at Elim Homes, Waubaushene ON. David graduated from The University of Toronto in 1979 with a Bachelor of Commerce and four years later earned his Certified Management Account designation. He is now retired from his position as Director of Finance at the Salvation Army National Recycling Operation after many years of service. That organization operates over 100 Salvation Army Thrift stores across Canada. David is now retired from his position as Director of Finance at the Salvation Army National Recycling Operation after many years of service. David and Donna have three adult children and two grandchildren and live in Mississauga.

Matt joined the Stewards Canada Board of Directors in 2023. Matt grew up in Guelph, Ontario and came to know the Lord at a young age. Matt and his wife Katelin were married in 2015 and after three years living in Milton, Ontario moved back to Guelph and started attending Grace Community Church. Matt and Katelin have two boys: John-Michael (3) and James (1). For his undergraduate studies, Matt attended Wilfrid Laurier University and received his Bachelor of Business Administration in 2011. After post-secondary school, Matt began a career in public accounting working with a variety of clients in audit, assurance and advisory services. Matt obtained the CA, CPA designation in 2014. After eight years in public accounting, Matt moved to the real estate industry and is currently working at a regional property developer in Waterloo, Ontario as Chief Financial Officer.

Mark was born in London, Ontario and came to know the Lord at a young age while attending Maranatha Canadian Reformed Church (Surrey). Mark graduated from McMaster University in 2007 with a Bachelor’s Degree in Economics, and a Master’s in Business Administration in 2011. Mark is also a Chartered Professional Accountant (CPA CMA). Mark and his wife Lauren were married in 2012, at that time attending Burns Presbyterian Church in Ashburn, Ontario. Mark actively served as Treasurer, in Sunday School, and in Youth Ministry. Mark, Lauren, and their three children are currently attending Forest Brook Community Church (Ajax). Since graduating Mark has worked in a number of different financial and management roles in a variety of industries. Mark worked at Aecon supporting financial functions from Acquisitions and Budgeting, to Strategic Project Finance and Shared Services Management. From there Mark transitioned into a Sr. Director role at Anthem Entertainment supporting its Finance and Administration Teams. Currently Mark is a leader in the Finance function at Hope and Healing International supporting their vision to value everyone as Jesus values them.